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Nigeria: 081 73882222

 +234-81 7388222

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Mortgage Resources

Affordable Homes Cooperative Society can provide a step-by step mortgage solution customized to meet the needs of your fixed and adjustable rate loans goals.

Mortgage Resources

Affordable Homes Cooperative Society offers a variety of mortgage resources that can help you through the loan process

Mortgage Resources

We are aware that the process of buying a home is a major decision. To some, it's not just a major decision but a lifetime one, as well; so we want to make this experience as easy as possible. That’s why we’ve put together the informative tools below to enable you have access to all the facts and full understanding of the steps necessary in the homebuying process. It also helps you see the big picture of that major decision you are about to take and how close you are to buying a home of your dream.


Whether it's your first time of buying a house or you are buying the home of your dreams or refinancing your existing mortgage, you can call on Affordable Home Cooperative Society for the mortgage solution that best fits your personal goals. We offer both fixed and adjustable rate loans with a variety of rates and terms.

You can count on our mortgage loan professionals to guide you and help you assess your needs, explain your options, and select the home loan that’s right for you.

Here are some Homebuying Information you may need:


We offer a variety of financing options for single-family homes, townhomes, condominiums or multi-family dwelling up to 4 units.  

Clean Neighborhood
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Pile of Coins
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Possibly lower your monthly payment when you have account with our lender's bank customer. Competitive rates and fixed payments for longer periods.

Credit Assessment

With these loans you are offered all the advantages of the traditional mortgages, plus a lower interest rate—and you'll own your home sooner. 

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House Frames

This type of Loan is perfect for first-time homebuyers — and those with less-than-perfect or limited credit history.

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Modern House

These mortgages are a great way to purchase high-value real estate while keeping your monthly financing obligations affordable.

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Affordable mortgage loans are the best options for low to moderate income borrowers who meet specific income criteria.

Mortgage Checklist
Modern Villa

Mortgage Checklist

To expedite the loan process, we would require the following information from you:

  • You must be a citizen of Nigeria or have a current residence authorisation from the Nigerian government

  • Current Nigerian State ID or a voting card ID.

  • Current pay stubs or, if self-employed, your tax returns for the past two years

  • Bank statements for the past two months

  • Investment account statements for the past two months

  • Retirement account statements for the past two months

  • Credit card account information

  • Auto loan or lease account information

  • Personal loan account information

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Mortgage Checklist

If you currently own Real Estate:

  • Mortgage account information

  • Home insurance policy information

  • Home equity account information (if applicable)


E A Z Y -



( 1 ) The above loans terms are subject to credit approval. Certain terms, conditions and restrictions may apply; contact Affordable Homes Cooperative Society for details. Affordable Homes Cooperative Society. NMLS # 18033

( 2 ) The above list is not exhaustive. Affordable Homes Cooperative Society may require other documentation as needed.

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