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MORTGAGES TYPES
COLLATERAL-DIRECT
Affordable Home Cooperative Society Logo

Nigeria: 081 73882222

 +234-81 7388222

Suburban House
Mortgage Types

We offer free advise on mortgage loans with flexible terms and excellent rates

Our Loan Mortgage officers are ready to assist you

FIXED-RATE MORTGAGE
Credit Assessment

With these loans you are offered all the advantages of the traditional mortgages, plus a lower interest rate—and you'll own your home sooner. 

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FED. HOUSING AUTHORITY LOANS
House Frames
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This type of Loan is perfect for first-time homebuyers — and those with less-than-perfect or limited credit history.

Real Estate Contract with Pen and Calculator
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ADJUSTABLE RATE MORTGAGE

Possibly lower your monthly payment when you have account with our lender's bank customer. Competitive rates and fixed payments for longer periods.

AFFORDABLE LOANS
Dollars
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Affordable mortgage loans are the best options for low to moderate income borrowers who meet specific income criteria.

MULTIPLE HOMES/INVESTMENTS

We offer a variety of financing options for single-family homes, townhomes, condominiums or multi-family dwelling up to 4 units.  

Clean Neighborhood
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INTEREST ONLY LOANS
Modern House

These mortgages are a great way to purchase high-value real estate while keeping your monthly financing obligations affordable.

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Mortgage Checklist
Modern Villa
MORTGAGE CHECKLIST

Mortgage Checklist

To expedite the loan process, we would require the following information from you:

  • You must be a citizen of Nigeria or have a current residence authorisation from the Nigerian government

  • Current Nigerian State ID or a voting card ID.

  • Current pay stubs or, if self-employed, your tax returns for the past two years

  • Bank statements for the past two months

  • Investment account statements for the past two months

  • Retirement account statements for the past two months

  • Credit card account information

  • Auto loan or lease account information

  • Personal loan account information

Mortgage Checklist

If you currently own Real Estate:

  • Mortgage account information

  • Home insurance policy information

  • Home equity account information (if applicable)

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E A Z Y -

MORTGAGE

Disclosures

( 1 ) The above loans terms are subject to credit approval. Certain terms, conditions and restrictions may apply; contact Affordable Homes Cooperative Society for details. Affordable Homes Cooperative Society. NMLS # 18033

( 2 ) The above list is not exhaustive. Affordable Homes Cooperative Society may require other documentation as needed.

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